For the purpose of these Terms and Conditions:

• "Service" refers to the ParseBankStatement.com website and the bank statement parsing functionality it provides.
• "User," "You," and "Your" refers to the individual accessing or using the Service.
• "Company," "We," "Us," and "Our" refers to the operator of ParseBankStatement.com.
• "Terms" refers to these Terms and Conditions.
• "User Content" refers to any data, information, or material that users provide to the Service, including but not limited to bank statements and financial documents.
• "Parsed Data" refers to the information extracted from User Content by our Service.
• "Third-Party API" refers to external parsing services used by us to process your bank statements.

Welcome to ParseBankStatement.com. These terms and conditions outline the rules and regulations for the use of our website and services.

By accessing this website or using our services, we assume you accept these terms and conditions in full. Do not continue to use ParseBankStatement.com if you do not accept all of the terms and conditions stated on this page.

ParseBankStatement.com will be operated by a company to be registered in England and Wales. Full company details including registration number, registered address, and VAT information will be updated here once the company is established.

These terms and conditions are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Definition of Service

Our service is an automated financial document parsing platform that extracts and organizes data from bank statements into readable data tables. The service processes your uploaded bank statements from various financial institutions to identify transactions, balances, account information, and other relevant financial data, and presents this information in structured, accessible formats.

We utilize third-party API services to perform the actual parsing and data extraction. These third-party providers have been selected based on their reliability, accuracy, and security standards. However, by using our service, you acknowledge that your documents will be processed through these third-party systems, subject to their own security measures and technical capabilities.

Acceptable Use

You agree to use this service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the service.

You are responsible for ensuring that any files you upload do not contain sensitive personal information beyond what is necessary for the parsing operation. We recommend redacting or removing sensitive information before uploading.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

Our Service is provided on an "as is" and "as available" basis. While we strive to maintain high availability and accuracy, we cannot guarantee that the Service will be available at all times or that parsing results will be 100% accurate.

We do not warrant that:

• The Service will always be available, uninterrupted, timely, secure, or error-free
• The results obtained from using the Service will be accurate or reliable
• The quality of any products, services, information, or other material obtained through the Service will meet your expectations

We will make reasonable efforts to notify users of scheduled maintenance and expected downtime. However, we reserve the right to modify, suspend, or discontinue the Service at any time without notice.

Unless otherwise stated, ParseBankStatement.com and/or its licensors own the intellectual property rights for all material on the site. All intellectual property rights are reserved. You may view and/or print pages from the website for your own personal use subject to restrictions set in these terms and conditions.

You must not:

• Republish material from this website
• Sell, rent, or sub-license material from this website
• Reproduce, duplicate, or copy material from this website
• Redistribute content from ParseBankStatement.com (unless content is specifically made for redistribution)
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

In these terms and conditions, "User Content" means material (including without limitation text, images, audio material, video material, and audio-visual material) that you submit to our website, for whatever purpose.

You grant to ParseBankStatement.com a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your User Content in any existing or future media solely for the purpose of providing our service. You also grant to ParseBankStatement.com the right to sub-license these rights to our third-party API providers, and the right to bring an action for infringement of these rights.

Your User Content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or ParseBankStatement.com or a third party.

You warrant and represent that:

• You are entitled to submit the User Content to our website and have all necessary licenses and consents to do so
• The User Content does not infringe any intellectual property right, including without limitation copyright, patent, or trademark
• The User Content does not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material
• The User Content will not be used to solicit or promote business or custom or present commercial activities or unlawful activity

We process personal data as described in our Privacy Policy. As a data controller, we comply with the UK Data Protection Act 2018 and the UK GDPR. By using our service, you consent to such processing and you warrant that all data provided by you is accurate.

When using our service, you acknowledge and agree that:

• Your documents will be transmitted to our third-party parsing service providers
• These third-party providers will process your data on our behalf as our data processors
• We have agreements in place with these providers that require them to maintain appropriate security measures and to process your data only in accordance with our instructions
• We remain responsible for how these third parties handle your data

When you upload bank statements or other financial documents:

• You retain ownership of your data
• We process this information solely for the purpose of providing our service
• We do not use your financial information for marketing purposes
• We employ industry-standard security measures to protect your data, including:
• Encryption of data in transit and at rest
• Secure, access-controlled servers
• Regular security audits and vulnerability testing
• Automatic deletion of your documents after processing is complete (within 30 days)
• Staff training on data protection and confidentiality

Your Data Rights

Under the UK GDPR, you have the right to:

• Access your personal data
• Rectify inaccurate personal data
• Erase your personal data in certain circumstances
• Restrict processing of your personal data
• Object to processing of your personal data
• Data portability

To exercise these rights, please contact us via our website.

Our website uses cookies as described in our Cookie Policy. By using our website, you consent to our use of cookies in accordance with the terms of our Cookie Policy.

[If applicable] Fees for our services are as specified on our website. All prices are in [currency] and inclusive of VAT where applicable. Payment is due before service provision.

We reserve the right to change our pricing at any time, but changes will not affect orders already placed and confirmed.

Refund Policy

[If applicable] Refunds may be issued at our discretion under the following conditions:

• The service was not provided as described
• Technical issues prevented the use of our service
• Duplicate charges occurred

Refund requests must be submitted within 14 days of purchase.

Parsing API Services

Our Service relies on third-party API services to perform the document parsing functionality. These third-party services are engaged as subprocessors under the terms of the UK GDPR. We take reasonable steps to ensure these subprocessors provide sufficient guarantees to implement appropriate technical and organizational measures that meet UK GDPR requirements.

Subprocessor Management

• We maintain a list of our current subprocessors which is available upon request
• We conduct due diligence on all subprocessors before engagement
• We will notify registered users of any intended changes concerning the addition or replacement of subprocessors at least 30 days in advance
• If you reasonably object to a new subprocessor, we will make commercially reasonable efforts to make available a change in the Service or recommend a commercially reasonable change to your configuration to avoid processing of personal data by the objected-to subprocessor

Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by ParseBankStatement.com.

ParseBankStatement.com has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that ParseBankStatement.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

In Parsed Results

The intellectual property rights in the parsed data and results generated by our Service are as follows:

• Raw parsed data extracted directly from your documents (e.g., transaction details, balances) belongs to you
• The specific format, organization, and presentation of that data as delivered by our Service is owned by us
• You are granted a perpetual, worldwide, non-exclusive, royalty-free license to use, copy, modify, and display the formatted results generated by the Service for any purpose

In Our Service

Unless otherwise stated, ParseBankStatement.com and/or its licensors own the intellectual property rights for all material on the site, including but not limited to the parsing algorithms, user interface, and visual design. All intellectual property rights are reserved.

Our services are available to users internationally. However, we make no representation that content available on or through our site is appropriate or available for use in locations outside the United Kingdom.

International Data Transfers

When processing personal data that originated in the European Economic Area (EEA), UK, or Switzerland, we may transfer such personal data outside of those regions to our third-party parsing service providers.

For such transfers, we implement appropriate safeguards including:

• Using service providers in countries that have received adequacy decisions from the UK or EU
• Where necessary, implementing Standard Contractual Clauses (SCCs) as approved by the UK or European Commission
• Implementing supplementary measures as recommended by data protection authorities

Those who access or use our service from jurisdictions outside the United Kingdom do so at their own volition and are responsible for compliance with local law. You agree that:

• You will comply with all applicable local and international laws, statutes, ordinances, and regulations regarding your use of our service
• Your financial data may be processed in the UK or in countries with different data protection standards than your home country
• When we transfer data internationally, we implement appropriate safeguards in accordance with UK GDPR requirements

ParseBankStatement.com will not be liable to you in relation to the contents of, or use of, or otherwise in connection with, this website:

• For any indirect, special, or consequential loss
• For any business losses, loss of revenue, income, profits, or anticipated savings
• For any loss of data, goodwill, or reputation
• For any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract, or otherwise

Third-Party Processing Errors

Specifically regarding errors related to our third-party parsing services:

• We do not guarantee the accuracy, completeness, or reliability of the parsing results
• We shall not be liable for any errors, omissions, or inaccuracies in the data resulting from the parsing process
• We shall not be responsible for any financial or business decisions you make based on the parsed data
• Our maximum liability for errors in the parsing process is limited to the amount you have paid for the specific parsing service that contained the error

These limitations of liability apply even if ParseBankStatement.com has been expressly advised of the potential loss.

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.

You hereby indemnify ParseBankStatement.com and undertake to keep ParseBankStatement.com indemnified against any losses, damages, costs, liabilities, and expenses (including without limitation legal expenses and any amounts paid by ParseBankStatement.com to a third party in settlement of a claim or dispute on the advice of ParseBankStatement.com's legal advisers) incurred or suffered by ParseBankStatement.com arising out of any breach by you of any provision of these terms and conditions.

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including but not limited to a breach of these Terms.

If you wish to terminate your account, you may simply discontinue using the service, or notify us via our website.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Neither party shall be liable for any failure of or delay in the performance of this agreement for the period that such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, war, strikes or labor disputes, embargoes, government orders, or any other force majeure event.

ParseBankStatement.com reserves the right to revise these terms and conditions at any time as it sees fit, without prior notice. By continuing to use this website after changes to the terms, you are accepting the revised terms.

You are expected to check these terms and conditions regularly to ensure you understand the terms that apply at that time. We will notify registered users of material changes to these terms by email or through a notification on our website, but it remains your responsibility to review the terms periodically.